Caravan Insurance
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Winner of RFI Global's Most Recommended General Insurer Award 2019-2024 -
Multi-policy holder discounts -
Cover can start immediately with 21 days to pay -
Pay monthly at no extra cost
Relax on your travels
Enjoy your travel adventure knowing your caravan is covered by RAA’s Comprehensive Caravan Insurance, including up to $2000 worth of contents cover.
Plus, our insurance policies come with RAA membership, giving you access to a whole world of benefits and savings.
Caravan Insurance benefits
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1Standard benefits
Accidental loss or damage
You’re covered Australia-wide for accidental loss or damage to your caravan. This covers damage as a result of storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.Covered Australia-wide -
1
Contents cover
If contents in your caravan are accidentally damaged following a break in or other incident, we’ll cover up to $2,000 for contents (excluding personal effects such as mobile phones, tablets, jewellery and credit cards).Up to $2,000 -
1
New caravan replacement
If you buy a brand new caravan and it’s written off within two years of the initial registration date, we’ll replace it with a new one of the same or similar make and model, subject to local availability.Within first two years -
1
Motor burnout
If the motor in a fixed air conditioner or refrigerator burns out or fuses, we’ll cover the cost of repair or replacement, provided the motor is under 10 years old.Cost of repair or replacement -
1
Traveller's Benefit
We'll cover up to $750 for transport and accommodation if you're driving with your caravan than 100km from home and unexpectedly you become seriously ill or injured.Up to $750 -
Emergency repairs
We'll cover up to $750 for emergency repairs to your caravan for every claim we accept, so you can get it to your destination, the nearest repairer or place of safety after an incident.Up to $750 -
Emergency travel and accommodation
If you're more than 100km from home and your caravan's been stolen or isn't towable as a result of an incident, we’ll cover up to $750 for emergency travel and overnight accommodation.Up to $750 in certain situations -
14 day change of caravan cover
When you replace your caravan for another one, we'll cover the new caravan for up to 14 days.Transfer cover to a new caravan for up to 14 days -
Accidents: other people's property (Legal liability and costs)
You’re covered for up to $20 million in loss or damage to other people’s property caused by the use of your caravan in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).Legal liability up to $20 million -
Accidents: other people (Legal liability and costs)
You’re covered for $5 million in costs from bodily injury or death of a person caused by the use of your caravan in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).Legal liability up to $5 million -
Claims handled in South Australia
For your convenience our call centre and claims department are right here in SA.SA locals -
Theft of keys
We'll cover up to $1,000 for the replacement of keys and/or recoding of locks if your keys are stolen.Up to $1,000 following theft of keys -
$0 excess if you're not at fault
You don't need to pay an excess if, in our opinion, you weren't at fault and you can supply the details of the other party involved.No excess to pay in some situations -
Recovery costs following theft
We’ll cover the transport costs, as agreed by us, for the return of your caravan if it’s recovered after being stolen.Some caravan transport costs after theft -
Choice of repairer
You can choose a repairer recommended by us, or choose a different repairer who meets our minimum standards. Repairs must not be made without our prior consent. Limits and conditions apply.Choose from our network of repairers -
Taxi home
We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your caravan cannot be towed as a result of an accident or has been stolen.Up to $150 -
Towing and storage
If your caravan is damaged as the result of an incident, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.Some removal and storage costs -
Repairs guaranteed for life
The repairs arranged by us at an RAA Approved crash repairer are guaranteed for life, while you own the vehicle, and it is insured with RAA.Cover for repairs
Caravan Insurance benefits
Use the drop-down menus to compare options
VS
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1Standard benefits
Accidental loss or damage
You’re covered Australia-wide for accidental loss or damage to your caravan. This covers damage as a result of storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.Covered Australia-wide -
1
Contents cover
If contents in your caravan are accidentally damaged following a break in or other incident, we’ll cover up to $2,000 for contents (excluding personal effects such as mobile phones, tablets, jewellery and credit cards).Up to $2,000 -
1
New caravan replacement
If you buy a brand new caravan and it’s written off within two years of the initial registration date, we’ll replace it with a new one of the same or similar make and model, subject to local availability.Within first two years -
1
Motor burnout
If the motor in a fixed air conditioner or refrigerator burns out or fuses, we’ll cover the cost of repair or replacement, provided the motor is under 10 years old.Cost of repair or replacement -
1
Traveller's Benefit
We'll cover up to $750 for transport and accommodation if you're driving with your caravan than 100km from home and unexpectedly you become seriously ill or injured.Up to $750 -
Emergency repairs
We'll cover up to $750 for emergency repairs to your caravan for every claim we accept, so you can get it to your destination, the nearest repairer or place of safety after an incident.Up to $750 -
Emergency travel and accommodation
If you're more than 100km from home and your caravan's been stolen or isn't towable as a result of an incident, we’ll cover up to $750 for emergency travel and overnight accommodation.Up to $750 in certain situations -
14 day change of caravan cover
When you replace your caravan for another one, we'll cover the new caravan for up to 14 days.Transfer cover to a new caravan for up to 14 days -
Accidents: other people's property (Legal liability and costs)
You’re covered for up to $20 million in loss or damage to other people’s property caused by the use of your caravan in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).Legal liability up to $20 million -
Accidents: other people (Legal liability and costs)
You’re covered for $5 million in costs from bodily injury or death of a person caused by the use of your caravan in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).Legal liability up to $5 million -
Claims handled in South Australia
For your convenience our call centre and claims department are right here in SA.SA locals -
Theft of keys
We'll cover up to $1,000 for the replacement of keys and/or recoding of locks if your keys are stolen.Up to $1,000 following theft of keys -
$0 excess if you're not at fault
You don't need to pay an excess if, in our opinion, you weren't at fault and you can supply the details of the other party involved.No excess to pay in some situations -
Recovery costs following theft
We’ll cover the transport costs, as agreed by us, for the return of your caravan if it’s recovered after being stolen.Some caravan transport costs after theft -
Choice of repairer
You can choose a repairer recommended by us, or choose a different repairer who meets our minimum standards. Repairs must not be made without our prior consent. Limits and conditions apply.Choose from our network of repairers -
Taxi home
We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your caravan cannot be towed as a result of an accident or has been stolen.Up to $150 -
Towing and storage
If your caravan is damaged as the result of an incident, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.Some removal and storage costs -
Repairs guaranteed for life
The repairs arranged by us at an RAA Approved crash repairer are guaranteed for life, while you own the vehicle, and it is insured with RAA.Cover for repairs
Why choose Caravan Insurance with RAA?
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10% multi-policy discount
We give you a 10% discount on each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name. Discounts do not apply to optional benefits or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy. -
Pay monthly at no extra cost
You can choose to pay monthly or annually, with no additional cost if you choose to pay by the month. -
We’re SA locals
We’re based right here in SA, so you’ll always deal with a local. We’re proud of our commitment to doing more for South Australians.
Other insurance options from RAA
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It's better to be a member
RAA members can receive discounts on shopping and entertainment with RAA Rewards, enter exclusive competitions and access member-only services.
Plus, we love to reward our loyal members with savings on select policies and products.
We're here to help
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Call us
Monday to Friday, 8am to 6pm Saturday, 9am to 12pm -
Enquire online
Send us a message and we'll contact you -
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Drop in and chat face-to-face -
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Access important documents and more
Things you should know
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.
Read the General Insurance Code of Practice and our complaint policy for further information about your rights.
For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions. Find out how we support our vulnerable members.